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FLEXIBLE FUNDING SOLUTIONS Trust Capital is a direct lender located in the greater Boston area, providing business funding for over 15 years. Get a free quote now and see the benefits of working with a US based private lender. FASTER. EASIER. SMARTER. CONTACT US GET FUNDS IN AS LITTLE AS 24 HOURS! Get an instant preapproval, with no impact to your credit score! Do you own a business? arrow&v Time in Business arrow&v State arrow&v Enter your desired loan amount What is your average monthly gross revenue? arrow&v Submit Submit Disclaimer - By providing your telephone number, you acknowledge that you are voluntarily opting into our SMS communication service. APPLY FUNDS FOR NOW. FLEXIBILITY FOR TOMORROW. Abstract Money RECENT CLOSINGS View Recent Closings... arrow&v You’re passionate about your business. So are we. Our team at Trust Capital Funding specializes in providing loans for small businesses with big dreams. That’s why our funding solutions are personally-tailored to each of our clients. Solutions that give you the flexibility to grow your business and the freedom to love doing it. Trust Capital is a direct lender offering funding solutions based on your company's revenue, not your personal credit. It's faster. It's easier. It's a smarter way for small businesses to get the crucial funding they need to grow. While we have national reach, we are a boutique firm that forges individual relationships with each of our clients. Our size allows us to be innovative. We can move faster than larger institutions, and we can adapt and change as you adapt and change. We want to know your business. We want to know your name. We want to help you grow every step of the way. FLEXIBLE & PERSONAL FUNDING Small businesses need to be flexible. So does their funding. That's why Trust Capital offers financing solutions that are uniquely-tailored to fit the needs of small, growing businesses. LEARN MORE >> CONTACT US APPLY FUNDING PROGRAMS Revenue Based Financing Business Line of Credit Traditional Banking Products Merchant Processing / Cash Advance Franchise Funding Commercial Real Estate ERC Tax Credit CONTACT US >> Jun 5 3 min How to Write a Business Plan: Step by Step This simple guide will tell you how to write a business plan step by step. With a comprehensive plan your goals become easier to reach. May 17 3 min Understanding SBA Loans: Key Insights from Trust Capital Funding Explore the in-depth guide on SBA Loans by Trust Capital Funding. Learn about different SBA loan types, rates, terms, and the pros & cons. May 2 2 min Same Day Funding – A Game Changer In the fast-paced business world, access to instant capital can mean the difference between seizing an opportunity or missing it... SMALL BUSINESSES. BIG DREAMS. CONTACT US Contact LET'S TALK FUNDING ! Location Icon Trust Capital Funding, LLC 10 Kearney RD, Suite 102 Needham, MA 02494 ​ ​ ​ Toll Free: 1-800-LENDER1 Tel: 617-795-2100 ​ ​ ​ Info@TrustCapitalFunding.com Phone Icon Email Icon We do NOT provide Personal Loans, ONLY BUSINESS FINANCING Minimum $10,000 in Monthly Revenue and 1 year in business to qualify Submit Privacy Policy Thank you for your submission. Someone will contact you shortly Disclaimer - By providing your telephone number, you acknowledge that you are voluntarily opting into our SMS communication service.

FUNDING PROGRAMS We offer flexible custom financing to fit your specific needs. ​​ REVENUE BASED FINANCING Trust Capital offers funding solutions based on your company's revenues - not your personal credit. Trust Capital can fund you up to 150% or more of your monthly volume. It is cash in the business owner's pocket. The money can be wired as fast as 24 hours after all required documents are received. An agreed upon percentage is taken from your sales in order to repay the funded amount. ​ Note: there are other innovative repayment structures designed to alleviate the stress of a fixed monthly payment. The purpose of structuring the financing this way is to ease the pressures of a bank looking over your shoulder demanding a check each month, no matter how well you do. With Trust Capital, you repay based off your returns. When sales are high, you pay back a little more, if business is slow, you pay back a little less. Coin Icon APPLY NOW ​​ ​ MERCHANT PROCESSING Trust Capital Funding is the premiere company for all of your processing needs. We work with many credit card processing companies. This allows us to place our clients with a company that will best fit their needs. Trust Capital only affiliates itself with the top ten processors in the country. Using multiple companies allows us to provide your business with the best rates and necessary functionality for bankcard processing, electronic check services, multiple POS systems, as well as business management solutions. ​ ​ Trust Capital Advantages ​ Guaranteed ability to beat all pricing Next day funding (most of our competitors use 48-72 hours) Real time access to your transaction history Multilingual Customer Services Representatives Ability to finance credit card receivables Flawless credit card processing for internet based, e-commerce sites and high ticket priced industries Versatile enough to be used with Global Payment Systems, First Data and many other back-end processors Credit Card Icon APPLY NOW Taxes EMPLOYEE RETENTION CREDIT (E.R.C. TAX CREDIT) ​ FREEDOM FLEX FINANCING ​ Freedom flex funding is Trust Capital's version of a business line of credit. With these funds we allow our qualified clients to come back for additional funding before the existing balance is paid off. Today's market allows for a unique opportunity for our clients to have more money available so they can prosper within their industry. The only interest owed is on money borrowed. The purpose of this is to make sure we are not over leveraging our clients with a burden of the maximum amount of money available. Money Icon APPLY NOW ​ ​ FRANCHISE FUNDING ​ Today's average start up cost of a Franchise can range from $40,000.00 to several million. Trust Capital Funding has worked with many franchises in the past and understands the difficulty of securing money quickly. With our flexible terms and vast experience we are generally able to sync our terms with whichever franchise agreement you are pursuing. Taking on another location? We can help! In today's economy, why used your money when you can use someone else's? Trust Capital and its' affiliates are extremely innovative when it comes to acquiring additional locations. You can have your current location revenues pay for additional locations. Each Franchise agreement is different. We would like to hear from you to discuss in more detail the specifics of what our clients are looking for. Please give us a call at 1-800-LENDER-1. ​ Some Franchises Funded: ​ ​ Franchise Funding APPLY NOW ​​ ​ TRADITIONAL BANKING PRODUCTS ​ These banking products are based on your total gross revenues.​​ ​ Funds are not secured through personal assets but on the corporation itself. ​ It is a fixed payment structure.​ ​ ​ ​ Note: TCF is not a tax attorney or legal firm. Hence, customers should check with their legal counsel for tax deduction information. Bank Icon CONTACT US ​​ ​ COMMERCIAL REAL ESTATE ​ ​ Multi-Family: Refinance Multi-Family: Acquisition Multi-Family: New Construction New Construction/Sub Rehab Mobile Home Parks New Construction/Sub Rehab Nursing and ALFs: Acquisition Nursing and ALFs New Construction/Sub Rehab ​ NON Profit 202 Refinance ​ This major policy change allows Section 202 communities to refinance debt at today's low rates and use the savings to improve facilities and enhance the living experience for residents. TRUST MORTGAGE is a national HUD lender and is an industry leader of the 202 refinance process. 90% Loan-to-value, no cash out 35 Year amortization 35 Year Term (no balloon) No maximum loan amount Low, fixed interest rate, based on market spreads over the Ten-Year Treasury Yield Negotiable pre-payment terms* 1:18 Minimum Debt Service Coverage Third-party expenses and loan costs are financeable Net Operating Income and valuation may utilize Section 8 Contract rents. ​ Rates and Terms determined by LTV, property type and other conditions. This is limited information and meant for general reference purposes. For detailed information or a specific quote on a project, contact Trust Capital Funding at 617-795-2100. ​ Commercial Real Estate Icon CONTACT US The Employee Retention Credit is a refundable tax credit issued by the government to encourage employers to keep their employees on payroll. Most businesses qualify if they employed five or more W-2 employees during the covid-19 pandemic. 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Commercial Real Estate COMMERCIAL REAL ESTATE CONTACT US Refinance Acquisition New Construction Mobile Home Nursing New Nursing A

What Is Required to Receive an ERC Tax Credit? The ERC Tax Credit Program may seem complicated and that's why we're here to help. The article below outlines everything you need to know about the ERC Program including how much you may qualify for and the requirements to receive credits. There Are Two Different ERC Programs, Each With Their Own Rules. ​ ERC Qualifications Employers are eligible to claim the ERC for the calendar year 2020 if they operated a trade or business during the calendar year and experienced either: A full or partial suspension of the operation of their trade or business during any calendar quarter on account of a governmental order limiting commerce, travel or group meetings due to COVID-19; or A significant decline in gross receipts by more than 50% when compared to the same quarter in the prior year. The maximum amount of qualified wages taken into account with respect to each employee for all calendar quarters is $10,000, and the maximum credit for an employer who qualifies for the ERC is 50% of the first $10,000 in qualified wages, i.e., up to $5,000 per employee. For an employer who on average had more than 100 full-time employees in 2019, qualified wages are generally those wages paid to employees not providing services because operations were fully or partially suspended or due to the decline in gross receipts. For an employer who on average had 100 or fewer full-time employees in 2019, qualified wages are generally those wages paid to all employees during a period that operations were fully or partially suspended or during the quarter that the employer had a decline in gross receipts, regardless of whether the employees are providing services. For both large and small employers, “wages” are defined as taxable wages including certain contributions to health benefit plans. ​ ERC Eligibility Effective January 1, 2021, employers are eligible to claim the ERC if they operated a trade or business during 2021, and experienced either: A full or partial suspension of the operation of their trade or business during a calendar quarter on account of a governmental order limiting commerce, travel or group meetings due to COVID-19; or A decline in gross receipts in the first, second or third calendar quarter in 2021 where the gross receipts of that calendar quarter are less than 80% of the gross receipts in the same calendar quarter in 2019. For the calendar year 2021, eligible employers can claim a credit of up to 70% of qualified wages paid to employees after December 31, 2020, and before October 1, 2021. For 2021, the credit is equal to 70% of the first $10,000 in qualified wages per quarter, i.e. up to $7,000 per employee per quarter. As a result, an employer who qualifies for the ERC can get a maximum credit of $7,000 per quarter per employee, a total of $21,000 for 2021. Tomorrow's Tax Credit Today. ERC Tax credits are taking up to 9 months to be funded. Don't wait, we can get you funding Today! First Name Last Name Email Phone Number Of Employees arrow&v Years in Business arrow&v Submit Thanks for submitting!We will be contacting you soon.  What is the ERC Tax Credit? View Citations -Tamaddon, Stenson. “What Is the Employee Retention Credit?” Stenson Tamaddon, https://stentam.com/what-is-erc/. -Experian "ERC eligibility: Who qualifies for ERC?" https://www.experian.com/blogs/employer-services/who-qualifies-for-the-erc-tax-credit

HOME PROGRAMS APPLICATION CONTACT US Commercial Real Estate ERC Tax Credit Financial Newsletter Search Results More Privacy Policy Phone Icon Toll Free: 1-800-LENDER1 Funding in 24 Hours! Get a Preapproval with no impact to your credit score. Start now and see what you qualify for! Trust Capital Funding is a direct lender that offers a range of business loans to meet the needs of different types of companies. Some of the loan options available at Trust Capital include lines of credit, SBA loans, revenue based financing, and ERC tax credit filing. Lines of credit allow businesses to borrow money as needed, up to a pre-approved limit, while SBA loans are government-backed loans that can be used for a variety of business purposes. Revenue based financing is a loan option that is repaid with a percentage based off of the business's monthly sales, making it an affordable option for many companies. ERC tax credit filing is a service offered by Trust Capital Funding that helps businesses take advantage of tax incentives to offset the cost of hiring and training new employees. With a variety of loan options and a team of experienced lending professionals, Trust Capital Funding is well-equipped to help businesses secure the financing they need to grow and succeed. In addition to its other business loan options, Trust Capital Funding also offers a range of commercial real estate programs. These programs include financing for new construction and sub rehabilitation projects, multifamily refinance and acquisition, multifamily new construction, mobile home parks, and nursing/healthcare facilities. Whether a business is looking to acquire a new property, renovate an existing one, or build from the ground up, Trust Capital Funding has the expertise and resources to help. The company's commercial real estate team is knowledgeable and experienced in the specific needs of each of these types of properties and is ready to work with businesses to develop a customized financing plan. With competitive rates and flexible repayment terms, Trust Capital Funding is a reliable partner for businesses seeking commercial real estate financing. Get an Instant Preapproval! Do you own a business? arrow&v Time in Business arrow&v State arrow&v Enter your desired loan amount What is your average monthly gross revenue? arrow&v Submit Submit Line of Credit ​ Get approved for a fixed amount of money, borrow and repay as needed. No interest paid on money not borrowed. Minimum credit requirement 650, at least one year in business needed. SBA Programs ​ Government backed loan programs. Strict requirements and low approval rating. Lowest interest and longest term. Can take months to receive funding after approval. Revenue Based Financing Best option for bad credit. Minimum 6 months in business and an average monthly revenue over $10,000. Funding available same day as approval. ​ ERC Tax Credit ​ Did you keep your employees through the COVID pandemic? Get approved for an ERC refund. Can't wait months for your money? Trust Capital has financing plans available Business Line of Credit A line of credit is a type of loan that allows a borrower to access a fixed amount of money that they can borrow and repay as needed. It is similar to a credit card in that it provides the borrower with a source of funds that they can use as needed, up to a pre-approved limit. A business line of credit will be based on the borrower's credit worthiness. To use a line of credit, the borrower simply requests a certain amount of money up to their credit limit, and the lender provides the funds. The borrower is then responsible for repaying the borrowed funds plus interest. Repayment terms for a line of credit can vary but they typically involve making regular payments, generally monthly or weekly. One advantage of a line of credit is that it allows the borrower to have access to funds as needed, rather than having to borrow a fixed amount all at once. This can be useful for businesses that needs ongoing financing or to cover unexpected expenses. It can also be a flexible and convenient option for borrowers who want to have a source of funds available in case of emergencies. Overall, a line of credit can be a useful tool for businesses and individuals who need access to funds on an ongoing basis. The rate mainly depends on your credit history and the terms typically range from twelve months to a true revolving line of credit that will stay open as long as you make payments. If this sounds like something that you could use for your business, you can get started with our quick form above. These are the documents you will need for a final approval, ​ Completed Application Last 3-6 Months of Business Bank Statements Voided Business Check Copy of Driver's License Apply Now SBA Programs The Small Business Administration (SBA) is a United States government agency that provides support to small businesses through a variety of programs. If you are interested in applying for an SBA loan, here is an overview of how the process works: ​ Choose the Right Program - the SBA offers several different loan programs, each with different eligibility requirements and terms. It is important to choose the program that best fits your needs, if you have any questions give us a call and a representative will be happy to point you in the right direction. Find a Lender - SBA loans are taken through participating lenders such as banks, credit unions or other financial institutions. You need to find an SBA approved lender willing to work with your business. Trust Capital is an SBA approved lender so you won't have to look far. Gather the Necessary Documentation - To apply for an SBA loan a lot of documentation is required including, financial/bank statements, tax returns, a business plan, debt sheet, and personal financial statements for the business owners to name a few. You may also be required to put up collateral such as equipment or property to secure an approval. Submit the Application - Once you have gathered all of the necessary documents, you will need to complete the loan application and submit it to the lender. The lender will evaluate the application and decide to approve or deny the request. Wait - It takes several weeks for the lender to review your application and do a credit check. If you are approved you will receive the term and conditions of the loan and you can decide weather or not to accept it. ​ There are many different SBA programs and they change, add and remove them from time to time. For the latest information get in contact with a Trust Capital representative and they will inform you on the latest information and point you in the right direction on which program would benefit your business the most. ​ These are the documents you will need to start the SBA process, ​ Completed Application Last 3-6 Months of Business Bank Statements Most recent business Tax Return A fter we receive your application we will contact you to go over the SBA options you qualify for, and let you know what additional documents we need from you. Apply Now Revenue Based Financing Revenue based financing is a type of financing that allows a business to borrow money based on its future sales or revenues. Instead of lending a fixed amount of money, a lender provides a business with an advance of cash in exchange for a percentage of the business's future sales. With revenue based financing, a lender advances a business a sum of money in return for an agreed upon percentage of future credit card sales or ACH payments. The business then repays the advance over a period of time, typically 6-24 months, daily or weekly sales until the amount is paid in full. This type of financing is often used by businesses that have difficulty obtaining traditional bank loans because they lack a sufficient credit history or collateral. One of the main advantages of revenue-based financing is that it allows a business to secure funding without giving up equity or giving up control of the business. There are also no restrictions on what you spend the money on. This is known as an unsecured working capital loan. Revenue-based financing is a fast form of financing that can make sense for a new business opportunity or in a time of urgent cash needs. It's always important to carefully evaluate the terms of a revenue-based financing agreement, and to consider the impact on the business's cash flow before proceeding. It is recommended to consult with a financial professional and compare it with other options such as traditional loans or equity financing. With that being said a lender would not want to over leverage your business and if the deal is not good for the health of the business it will result in a denial. ​ Completed Application Last 3-6 Months of Business Bank Statements Voided Business Check Copy of Driver's License Apply Now ERC Tax Credit Employee Retention Credit (ERC) is a fully refundable tax credit filed against employment taxes. ERC was set up as part of the Coronavirus Aid, Relief and Economic Security Act (CARES) and was created in 2020 during the COVID-19 pandemic to help businesses recover from economic fallout that occurred. It essentially provides funding to businesses to make up for what was lost during the pandemic. Many companies will argue that the ERC has been their lifeline post-coronavirus outbreak. ​ Congress decided to pass the Consolidated Appropriations Act of 2021 (CAA) after realizing the initial ERC was not reaching as many businesses as originally hoped. The new goal was to reach more businesses and help more people stay employed. Credit from employment tax deposits can range from $5,000 to $21,000 per employee and is essentially a reward for companies who have kept full-time employees on payroll during the pandemic. Since government orders shaped much of what occurred as far as business restrictions, this is the government’s way of giving back to your business. ​ ​ Read more about the ERC Tax Credit Here . If you have over five W2 employees and think that you can take advantage of this program fill out our form Here and we will assist you with the process. Understanding SBA Loans: Key Insights from Trust Capital Funding Same Day Funding – A Game Changer Understanding Profit Margins: Definition, Formula, and Their Importance in Your Business

APPLICATION FOR BUSINESS FINANCING We are Direct Lenders, give us the opportunity to beat any competitors offer. Stop Dealing with Brokers! Best Approval Rates With Clients Doing Over $10,000 in Monthly Revenue and Over 1 Year in Business GET FUNDS IN AS LITTLE AS 24 HOURS! Get a Quote in minutes. Won't impact your credit score!

Trust Capital Funding LLC Privacy Policy This Privacy Policy has been updated effective July 1, 2022. ​ ​ Overview This Privacy Policy (“Policy”) applies to data collected by Trust Capital Funding LLC, doing business under the Trust Capital brand (collectively with their respective affiliates, “Trust Capital Funding LLC,” “Us,” Our” or We”), a provider of business loan products and related services (collectively “Services”). The Policy has two parts: • Part 1 provides our U.S. Privacy Policy, including our Privacy Policy for trustcapitalfunding.com (“Website”), which is owned and operated by Trust Capital Funding LLC. This Policy describes how Trust Capital Funding LLC collects and uses the personal information you provide (directly or through third parties), or which is automatically generated when you interact with our Website, and our mobile application (“Mobile App”). • Part 2 is our California Supplement, which provides our California Consumer Privacy Act of 2018 (“CCPA”) Privacy Policy. The CCPA provides various rights to consumers who reside in California with regard to personal information. A natural person, including a business owner or guarantor, is considered to be a consumer under the CCPA. Any terms defined in the CCPA have the same meaning when used in Part 2. Part 1: Trust Capital Funding LLC US Privacy Policy This Privacy Policy describes the choices available to you regarding our use of your personal information and how you can access and update such information. For purposes of this Privacy Policy, “Personal Information” means information that personally identifies you, including your contact information, IP address, and loan application information. A large portion of the Personal Information we collect, use, share, and store is sensitive in nature, including your social security number and financial account information (“Sensitive Personal Information”). Information We Collect We collect the following information from you: • Contact information such as name, business name, email address, mailing address, and phone number; • Financial information such as bank statements, credit card statements, your average bank balance, personal and business credit history, payment behavior, bank account information, and tax ID number; • Social security number; • Unique identifiers such as user name and password, and IP address; • Business information including company size, and business type, and • Beneficial ownership information* In addition to collecting information via our Website and Mobile App, we may also conduct a site visit to collect information, and obtain information and external data used by lenders to process applications and complete and manage transactions, e.g., from credit reporting agencies and other vendors, as well as from social media. Once you are a Trust Capital Funding LLC customer, we may reach out to you for, or otherwise obtain, information if you decide to renew your loan or as otherwise needed to provide the Service. * When required in the U.S., we will collect information on the beneficial owners of our business customers for purposes of verifying their identity only. The U.S. Government implemented the beneficial ownership regulation to help deter financial crimes. By complying, we are doing part in upholding the regulation to protect the financial system. Pursuant to our privacy policies and procedures, we will maintain beneficial ownership information in our system of record. Use of Information We use the information we collect to: • Compile, save, use and analyze your Personal Information in both a personally identifiable form and as part of aggregated data; • Operate, maintain, improve, and provide to you the Service and to conduct our business, including our own lending and referring you to third party small business lenders; • Verify your identity and conduct appropriate diligence; • Register you as a user and identify you when you sign into your account; • Process your business’ application and determine whether or not your business qualifies for one of our loan products; • Process your business loan product account, including deducting automatic payments; • Communicate with you to send order confirmations, respond to customer service requests, send marketing communications, and send account update notifications; • Post and review your comments on our blog; • Conduct research and analyses to better understand our customers; and • Produce data analytics and reports containing de-identified summaries of Personal Information and other information that is not Personal Information (such information, “General Information”) that we share with business partners. General Information may include Personal Information that has been aggregated and will not identify you. Privacy and Sharing of Information Trust Capital Funding LLC may share your information with its affiliated entities for business purposes, such as financial reporting. Should you apply to Trust Capital or its affiliated entities for a financial product or service, Trust Capital Funding LLC may share your application status, borrowing history, and loan performance. Trust Capital Funding LLC will share your Personal Information with third parties only in the ways that are described in this Privacy Policy and as required by law. Neither Trust Capital Funding LLC (or any of its affiliated entities) will sell your Personal Information to third parties. We will provide your Personal Information, which may include application information, to our trusted business partners, third party lenders of Trust Capital Funding LLC products, service providers, and subsidiaries and affiliates to provide financing and/or to provide services to help us with our business activities, such as offering customer service, processing credit checks or secure data storage, and other similar services. These companies are authorized to use your Personal Information only as necessary to provide these types of services to us. In addition, we may share your basic information (name, company name, phone number, email address and requested loan amount) with one of our business partners to market their services to you, provided, however, if you do not want us to share your Personal Information in these circumstances with these business partners, please contact us to opt out by email at mail@trustcapitalfunding.com by postal mail at the contact information listed below. In addition, we may also share General Information for the same reasons as we provide Personal Information and for business partners and others to conduct analyses and research and track marketing performance or as otherwise provided in the Tracking Technologies part herein. Some of our pages utilize framing or white-labeling techniques to serve content from our partners while preserving the look and feel of our Website. For example, our Careers page utilizes white-labeling techniques. Please be aware that in these instances you are providing your Personal Information to these third parties and not to Trust Capital Funding LLC. We may also disclose your Personal Information: • As required by law, such as to comply with a subpoena, or similar legal process, including in a bankruptcy proceeding; • When we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a request from a governmental entity; • If Trust Capital Funding LLC is involved in a merger, acquisition, or sale of all or substantially all of its assets or equity, in which case, you will be notified via email and/or a prominent notice on our Website of any change in ownership or uses of your Personal Information, as well as any choices you may have regarding your Personal Information; and • To any other third party with your prior consent to do so. User Access and Choice If your Personal Information changes, or if you no longer desire our Service, you may correct, update, amend, delete/remove, ask to have it removed from a public forum or testimonial on our Website or deactivate it by emailing our Customer Support at info@trustcapitalfunding.com or by contacting us by postal mail at the contact information listed below. We will respond to your request within 30 days. We will retain your information for as long as your account is active or as long as reasonably useful for commercial purposes. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements. Opt-Out Policy Trust Capital Funding LLC and our business partners may contact you to offer you products and services that may be of interest to you. Out of respect for your privacy, you may choose to stop receiving our newsletter or marketing emails, telephone solicitations or other forms of contact from Trust Capital Funding LLC and our trusted business partners by following the unsubscribe instructions included in these emails, accessing the email preferences in your account settings page or by contacting us by email at mail@trustcapitalfunding.com or by postal mail at the contact information listed below. Tracking Technologies Trust Capital Funding LLC and our partners (for example, our marketing partners), affiliates, or analytics or service providers, including our live chat, marketing trackers, and survey tool service providers use cookies or similar technologies. These technologies are used in analyzing trends, administering the Website, tracking users’ movements around the Website and to gather demographic information about our user base as a whole. We may receive reports based on the use of these technologies by these companies on an individual as well as aggregated basis. A cookie is a small text file that is stored on a user’s computer for record-keeping purposes. We use cookies for user authentication and analytics. Users can control the use of cookies at the individual browser level. If you reject cookies, you may still use our Website, but your ability to use some features or areas of our Website may be limited. If you would like to learn more about cookies or how to configure your browser, please visit www.allaboutcookies.org . Log Files As is true of most websites, we gather certain information automatically and store it in log files. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. We may combine this automatically collected log information with other information we collect about you. We do this to improve services we offer you and to improve marketing, analytics, and Website functionality. Behavioral Advertising/Re-Targeting We partner with third parties to display advertising on our Website and manage our advertising on other sites. Our third-party partners may use technologies such as cookies to gather information about your activities on this Website and other sites in order to provide you advertising based upon your browsing activities and interests. If you wish to not have this information used for the purpose of serving you interest-based ads, you may opt-out by emailing mail@trustcapitalfunding.com Please note this does not opt you out of being served advertisements. You will continue to receive generic advertisements. Security of Information Trust Capital Funding LLC takes the security of your information very seriously. Your information is securely sent to Trust Capital Funding with 128 bit-encryption over the Transport Layer Security (TLS) protocol. This creates an encrypted connection between your browser and our servers. Thus, when you enter Sensitive Personal Information (such as a bank account number) on our order forms, we encrypt the transmission of that information. If you have any questions about the security of your personal information, you can contact us at info@trustcapitalfunding.com If you allow Trust Capital Funding LLC to see your banking information online rather than in paper form, it is on a read-only basis. We do not have access to change, edit, or modify bank account information in any way. Trust Capital Funding employees cannot view your banking username and passwords. Additional Information Links to 3rd Party Sites Our Website includes links to other websites whose privacy practices may differ from those of Trust Capital Funding LLC and its affiliated entities. If you submit personal information to any of those sites, your information is governed by their privacy policies. We encourage you to carefully read the privacy policy of any website you visit. Blog/Forum Our Website offers publicly accessible blogs or community forums. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them. To request removal of your Personal Information from our blog or community forum, contact us by email at mail@trustcapitalfunding.com or by postal mail at the contact information listed below. In some cases, we may not be able to remove your Personal Information, in which case we will let you know if we are unable to do so and why. Testimonials We display personal testimonials of satisfied customers on our Website in addition to other endorsements. With your consent, we may post your testimonial along with your name. If you wish to update or delete your testimonial, you can contact us by email at info@trustcapitalfunding.com or by postal mail at the contact information listed below. Social Media Widgets Our Website includes social media features, such as the Facebook “Like” button. These features may collect your IP address, which pages you are visiting on our Website, and may set a cookie to enable the feature to function properly. Social media features and widgets are either hosted by a third party or hosted directly on our Website. Your interactions with these features are governed by the privacy policy of the company providing it. Changes to This Policy We may update this Privacy Policy to reflect changes to our information practices. If we make any material changes, we will notify you by email or by means of a notice on this Website prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices. Contact Information General Queries: If you have any questions about this Privacy Policy, the practices of this Website, or your dealings with this Website, please contact us by email at info@trustcapitalfunding.com , or with a letter by postal mail to: Trust Capital Funding LLC ATTN: Marketing 10 Kearney Rd Ste 102 Needham, MA 02494 USA To opt-out of marketing communications: please use one of the communication methods below, and include your full name and business mailing, email addresses and account number. Once we locate your contact information based on the information you provide us, it will be removed from our databases and mailings lists. 1. Send an email to mail@trustcapitalfunding.com 2. Send a letter to: Trust Capital Funding LLC ATTN: Marketing Opt-Out 10 Kearney Rd Ste 102 Needham, MA 02494 USA Trust Capital Funding LLC Privacy Policy Part 2: California Supplement: CCPA Policy Information We Collect We collect the following categories of information from you, which may include the following: • Identifiers such as a real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number/tax ID number, driver’s license number, passport number or other similar identifiers. We use this information to identify you, process your application and access your personal credit bureau report, if you are a guarantor or business owner. • Personal Information such as your name, signature, social security number, address, telephone number, passport number, driver’s license or state identification card number, employment history, bank account number or other financial information. We use this information to identify you, process your application and access your personal credit bureau report, if you are a guarantor or business owner. • Protected classification characteristics under California or Federal Law such as age (date of birth). We use this information to confirm your identity and that you are old enough to enter into a loan contract. • Commercial information, including records of personal property and personal credit information. We may consider this information when processing your application. • Internet or other electronic network activity information, including, but not limited to, browsing history (Trust Capital Funding LLC pages visited), device ID, device type and information regarding a consumer’s interaction with Trust Capital Funding LLC’s Internet Web site, application, or advertisement. We use this information to analyze the use of our website and for fraud screening. • Geolocation Data We collect this information for fraud prevention purposes. • Audio, or similar information Interactions with Trust Capital Funding LLC sales staff, underwriters and customer service agents are recorded for monitoring and training purposes. • Professional or employment-related information We may use this when underwriting our loans. • Inferences drawn from any of the information categorized above This information may be used for credit and fraud analysis and to target future offers. Personal information does not include: • Publicly available information from government records. • De-identified or aggregated information. • Information excluded from the CCPA’s scope, such as: o Health or medical information covered by the Health Insurance Portability and Accountability Act of 1996 (HIPPA). o Personal information covered by certain privacy laws, such as the Fair Credit Reporting Act (FCRA), the Gramm-Leach-Bliley Act (GLBA), the California Financial Information Privacy Act (FIPA) and the Driver’s Privacy Protection Act of 1994. We obtain the categories of personal information listed above from the following categories of sources: • Directly from our applicants, clients, or their agents. For example, information provided as part of the loan application or related processes. • Indirectly from our clients or their agents. For example, through information we collect from our clients in the course of providing services to them. • Directly and indirectly from activity on our website (info@trustcapitalfunding.com ). For example, from submissions though our website portal or website usage details collected automatically. • From third parties that interact with us in connection with the services we perform. For example, from referral partners and brokers who provide us with loan applications or credit reporting agencies that provide us with information regarding a guarantor’s or business owner’s credit history. Use of Information: We use the information we collect to: • Compile, save, use and analyze your Personal Information in both a personally identifiable form and as part of aggregated data. • Operate, maintain, improve, and provide you with services. • Conduct our business, including our own lending, and refer your business to third party small business lenders. • Verify your identity and conduct appropriate diligence. • Review for potentially fraudulent activity. • Register you as a user and identify you when you sign in to your account. • Process your business’ application and determine whether or not your business qualifies for one of our loan products. • Process your business loan product account, including deducting automatic payments from your business bank account. • Communicate with you to send order confirmations, respond to customer service requests, send marketing communications, and send account update notifications related to your business. • Post and review your comments on our blog. • Conduct research and analyses to better understand our customers. • Produce data analytics and reports containing de-identified summaries of Personal Information and other information that is not Personal Information (such information, “General Information”) that we share with business partners. General Information may include Personal Information that has been aggregated and will not identify you. View More